I believe the card is more then 5 yrs old but that may be a different ICICI card.
I have always paid regularly but
1. Once the bill never came. Thanks for reversing charges.
2. I sent the chk but did not reach your bank as claimed but charges were reversed then . Thanks.
3. In present case . In 50 days both my parents expired and suddenly. Still chk was sent to ur ATM nr reliance energy counter at santacruz east but they have stopped the drop box system and I dont know what happened to that check and i immediately on knowing made payment. Yet Rs 400 /- is charged against outstanding of Rs 500/- ( how the charges can be 90% of dues in question ) and interest rate is mindbogglingly high.
My questions are:
1.Why drop box facility is stopped in ATM.
2. Why there r no other drop box in santacruz East Vakola area.
3. Why the delayed payment charges are so high.
4. why interest rate is so high/
5. Pl. explain : This would also help you to prevent any negative points in your credit rating. What do u mean by this ??? Are individuals rating done by mere delay in payment even when crisis in life are there?? When all actual usage amunt is paid and there is a dispute in paying unjustified high amount of penalty and interest.
To, The governor , RBI, and
To, Hon Finance minister,
Pl. ensure that no adverse credit rating of any individual is done if all loan , usage amount of credit card etc are paid and there is a dispute in bank charges which are fixed unilaterally, are very high, and are comparable to patahan / colonial / sudkhor era. bent towards capitalism and govt is allowing this / is party to this shows they r hands in glove in this loot game and their claim for democracy for common man , socialism . and citizens welfare is only sloganeering. No other institution charges such high penalty and interests. Why RBI allows that for banks??
I am a shelter provider to those migrated to Mumbai as homeless and would have lived in slums or footpath. But the landlords gave them house so they could call their female to live decently , so that they do not go on highway and railway lines to attend to morning calls but the same government does lot allow to raise rent so we are still left to manage with Rs 30/- per month per room. That means for using the whole room of about 150 sq feet we can charge only Rs 1( ONE) per day. Then they use common [passages, toilets, garden , terraces , and whatever legally and illegally accessible), then they abuse and threaten landlords, then they illegally park cars in premises worth even Rs 8 lacs + , etc etc and yet pay no rent for 25 years , not even meager Rs 30/- per month. Options before me are pay 2000/- to recover Rs 30/- to advocate for notice. Then pay Rs 1 lac + , then xerox charges, then tips to bailiff for serving summons, pay so many out of pocket expenses and file a case against non paying tenant. Then use dirty paan spitted everywhere corridors, stairs, toilets of these great places of Justice of India , then waste your whole life on court benches as Judges get their salary and promotions even if they give only adjournments, advocates get fees in advance even if you have to chase for them as beggar when matter is called out, you keep giving tips to staff of advocate and courts and get nothing form any one of them for 20 years. And no court is charging Advocates for appearing without preparation, for not filing due papers in time, for parties not remaining present but banks change like nibble-man and thrive on such charges , make palatial offices and house with swimming pool for CEO of ICICI bank. With this unjustifiable high penalties and interest. Am I slave for free person. I have to pay Rs 40/- for pay and park for 1 hour pay such high bank charges but recover Rs 30/- per month for 150 sq feet and yet pay ever increasing municipal taxes from my pocket. All this is fixed and run and decided by govt, judiciary, and bureaucrats of which I am a slave but called citizen with equal rights and privileges. What a cheating and fraud and day light robbery by all above. And worst is we have to bow to such people who do not deliver justice for decades as slaves have been bowing to their masters.
And my proffession: As a insurance agent clients do not want to fill form, want me to remind several times, want me to collect premium, help in claims, and do lot of other work ( like change of address etc ) but they want back my commission. But I have to pay to all thru noses.
May be only lucky get a proffession where they can dictate, not perform and yet suck the blood.
To, ICICI Bank,
Pl. give me final figure of penalty which I can pay and cancel this card there after.
Hema Tholiya,
Marigold Hall,Tholiya Bhavan,
10Th Rd., Santacruz East,
Mumbai 400055
" Intense hate anywhere interferes with love everywhere ! "
• Pl. fwd./ circulate this mail if you think the issues raised here needs wider audience.
• Let us make our city beautiful, disciplined and Loveable.
Let us handover to our future generation a better place to live in.
• www.digambarjains.com : The matrimonial web site for Digambar Jains
RE:'ICICICARE=043-171-096' My credit card no. 4477478027306004
On Thu, Nov 10, 2011 at 10:19, ICICI Bank Customer Care <customer.care@icicibank.com> wrote:
This would also help you to prevent any negative points in your credit rating.
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